Working for

health care justice

On Jan. 12, 2005, the Governor announced that he is planning to terminate 323,000 people from TennCare. (Number of people proposed to be cut in each county.)

On March 24, the Governor received approval from the federal government (See letter) to terminate 323,000 people, most of whom have serious medical conditions.

 

TennCare Fact Sheet on ALL the Cuts

(6/26/05)

The Governor’s Plan for TennCare

What’s Really Going to Happen?

Click here for the PDF version

On June 6, 2005, the State of Tennessee sent out nearly a quarter of a million letters notifying people on TennCare that unless they can prove they are eligible under an open enrollment category, they will be cut from the program.  On Tuesday June 21, the State sent the first set of letters notifying people that they will lose coverage in 20 days.  

Governor Phil Bredesen’s new plans for TennCare will have a detrimental impact on the health care and health outcomes for all of the 1.3 million people currently enrolled in TennCare.   Under the Governor’s proposal approximately:

  • 226,000 enrollees will likely be cut from the TennCare program altogether and most of these will join the ranks of the uninsured;

  • 97,000 enrollees will be subject to draconian benefit limits and their coverage will terminate over the next year;

  • 396,000 enrollees, no matter how sick, will have drastically limited health care services and treatments; and

  • Every single person who remains on the program will face a new definition of “medical necessity” that will limit their ability to obtain needed care.

Who Will Lose Coverage Altogether?

The  Tennesseans who will soon lose their health coverage entirely  include as many as:

    1. 67,000 people who were too sick to obtain private health insurance;

    2. 121,000 people who are uninsured and have “bought-in” to TennCare insurance; and

    3. 38,000 people who have both Medicaid and Medicare.

Who Will Experience Benefit Reductions?

396,000 enrollees, no matter how sick they are (with the exception of children and individuals in long-term or home and community based care) will face arbitrary limits on health care services. These individuals, most of whom re-present the most medically needy in the state, are likely to experience new limits on their health care services and treatments including:

  • doctor’s visits will be limited to 12/year

  • lab and x-ray services will be limited to 10 per year;

  • inpatient hospital days will be limited to 20 per year;

  • outpatient hospital visits will be limited to 8 per year;

  • prescription drugs will be limited to 5 (2 brands, 3 generic) per month; and

  • no private duty nursing or convalescent care.

The 97,000 people with chronic health care conditions and high health care costs face even stricter limits before their coverage terminates:

  • l no prescription drug coverage at all;

  • inpatient hospital days will be limited to 5 per year; and

  • outpatient hospital visits will be limited to 3  per year.

More Bad News for the Remaining Enrollees

In addition to the reduction in benefits that TennCare enrollees will face, all of the individuals who remain enrolled in TennCare under the Governor’s new plan will face significant new barriers to adequate, appropriate health care.  Why? Because Governor Bredesen plans to apply the following sweeping changes to the TennCare program that will threaten the health and well-being of all of the TennCare enrollees, both those who remain on the program with reduced benefits and those pregnant women and children who will not face reductions in health care services:

  • Redefining Medical Necessity: People in TennCare only get services if they are determined to be “medically necessary.” The Governor’s plan puts bureaucrats—not doctors—in charge of making decisions about which treatments are needed and which aren’t.  Just as bad, his plan only allows coverage for the cheapest treatments that are “adequate”- not the best or most cost-effective treatments.

  • Appeal Process Changes: TennCare enrollees will no longer be entitled to a hearing when they appeal.  The State will determine whether the State thinks the enrollee has a “valid factual dispute” and only those who the State believes have claimed a valid dispute will get a hearing.

  • Limiting Care in Crisis Situations: Once a TennCare enrollee has reached their benefit limit, no additional services will be covered even in the case of a medical emergency. TennCare will cover only the cost of the initial evaluation and stabilization of an enrollee that has reached the benefit limit. After that, enrollees will have to make a terrible choice-pay for expensive medical care out of their own pockets or not get the care they need.

  • Unlimited Program Changes: Governor Bredesen is asking the federal government for pre-approval to make any additional cuts in the TennCare program that he wants. These changes could include further cuts in access to health care services. 

The proposed TennCare changes will not only have a devastating impact on those cut off of the program, but those who remain on the program will face limitations and significant barriers to their care that will be so costly to their health, that they may become very sick or even die.  Governor Bredesen’s new proposal puts the most vulnerable residents of Tennessee at tremendous risk of losing their health care, their well-being and even their lives.

Tennessee Health Care Campaign

1103 Chapel Ave.Nashville, TN 37206

1-615-227-75001-800-280-8682

1-615-227-7551 FAX

tgarr@thcc2.org

www.tenncare.org